Building what's missing.

Fintech × Healthcare × AI. Fourth time founder. Building modern banking and growth infrastructure for medical practices.

Deep dives on banking rails, unit economics, and regulatory frameworks. Mentoring founders building in complex, regulated markets.

Coffee enthusiast. Newport Beach. arvindmurthy at gmail

SEP 01 25

The Capital-Efficient Path to Credit

AUG 30 25

How $312K Debt Shapes Dental Careers

AUG 26 25

Building Dentplicity: Ten Month Journey

AUG 12 25

Found Four Types of Dental Practices

AUG 05 25

My Biggest Non-Technical Risk

JUL 28 25

What Practices Said About Financial Challenges

JUL 15 25

Getting Healthcare Professionals to Respond

JUL 10 25

The Unbundling Thesis is Playing Out

JUN 03 25

From Deposits to Credit: The Opportunity

MAY 09 25

Each Practice Generates $243 Monthly

APR 18 25

Understanding $847K in Compliance Costs

APR 15 25

The Plumbing is Changing. I'm Taking Notes.

MAR 05 25

Detecting Healthcare Fraud with ML

FEB 14 25

What Healthcare KYC Actually Costs

JAN 23 25

Exploring RTP Rails for Healthcare

JAN 20 25

Market Signal: My Partner Diligence is Getting Validated

JAN 07 25

Found 10x Interchange for Dental Practices

NOV 12 24

What Visa Taught Me About Dental Banking

AUG 28 24

The Aging Dentist Problem

AUG 25 24

Integration Costs Practices $213K

AUG 24 24

The $2.4B Healthcare Banking Gap

AUG 22 24

Learning BSA/AML for Healthcare

AUG 20 24

How PE Consolidates Healthcare

AUG 18 24

From Customer Feedback to Product Decisions

AUG 15 24

Mapping Healthcare Consolidation

AUG 10 24

Four Types of Healthcare Practices (And How to Serve Them)

AUG 05 24

Healthcare Fraud Patterns

AUG 01 24

Healthcare Banking Unit Economics

JUL 25 24

Build vs Partner: Mapping the Decision

JUL 20 24

Understanding FBO Account Requirements

JUL 15 24

Dentists Default at 0.3%